Discussions

What is HECM Counseling and what are they going to make my dad do?

HECM(or reverse mortgage) counseling is mandatory for every person who completes a reverse mortgage application... 

My mother and I are both on the deed to our house. She is 90. Can we still apply for a reverse mortgage?

Answer…it depends on your age. If you are over 62, then yes. You’ll still have to qualify based on... 

If I take my name off the deed so my wife can get a reverse mortgage, what happens?

Honestly, you should only do this if you are in danger of losing your house. If you go off title, then the RM is... 

Is there a way I can find out if my father has done a reverse mortgage on his home?

You’ll have to research the home’s title(deed)…go to your county courthouse. Any leins that are... 

Anyone know of a work at home position with a Reverse Mortgage company?

Because of licensing changes for loan originators, most of the time you must work under direct supervision of your... 

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Articles

Welcome to Reverse Loan Mortgage

Hi, and welcome to our Reverse Mortgage Encyclopedia. As the title states, we are here to provide unbiased Reverse Mortgage Information, and to answer your questions about the Reverse Mortgage Loan. We started this site because we had noticed that there was too much inaccurate information being circulated about Reverse Mortgages. We are not a Reverse Mortgage lender, bank or broker. What this means is that we’re going to give you all of the relevant Reverse Mortgage Information, not just the pro’s and not just the con’s(because reverse mortgages have both)! So here is a quick break-down of what you’ll find on our website…

The first section is “Discussions” and it is on the left side of the page. “Discussions” is the most important part of the site, as our experts answer your specific Reverse Mortgage questions in plain English. The Reverse Mortgage Information contained here is always current, and to submit a question, please email info@reverseloanmortgage.org
. Our experts will get you a thorough answer as quickly as we can.

“Articles” is the next section. Here you’ll find thorough, in-depth information on different facets of the Reverse Mortgage Loan. This is similar to the “Discussions” section, except each article covers more ground. Some examples are Reverse Mortgage Rates, Reverse Mortgage Disadvantages, and Reverse Mortgage Pros and Cons to name a few. We are always adding to them, and if you can think of a specific topic you would like reported on, email us at info@reverseloanmortgage.org. Finally, you can comment on any article by clicking on its link and following directions at the bottom of the page. Be sure to utilize the “Articles” section thoroughly while conducting your Reverse Mortgage research.

In addition to all this information, we are giving away a Free Reverse Mortgage Guide. It is extremely in-depth and should be used along side the information contained within our site as you research the Reverse Mortgage Loan. Just complete the form and we will email you the guide ASAP. This guide really does give you a plethora of Reverse Mortgage Information, and has very high ratings. And don’t worry, nobody is going to contact you and try to sell you a Reverse Mortgage!

This is the only website that’s actually geared towards complete Reverse Mortgage Information without a sales pitch. We encourage you to use us to further your Reverse Mortgage knowledge. Read through the “Articles” and “Discussions” sections. Ask us specific questions and listen to the answers. And please, let us know what you would like to see on the site(and if you want us to get rid of anything)…Now, let the education begin!

-The Reverse Loan Mortgage Team

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